The financial landscape of 2020 presented unprecedented obstacles for borrowers and lenders alike. Interest rates fluctuated significantly, government policies shifted frequently, and consumer confidence varied. Navigating this evolving environment necessitated a strategic approach. For borrowers, it was essential to carefully assess|thoroughly

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Though we adhere to demanding editorial integrity , this write-up might have references to merchandise from our companions. Here is an explanation for the way we make money . Our Bankrate promise is to make sure every little thing we publish is aim, correct and reputable. Caret Down IconYour DTI ratio exhibits simply how much of the month-to-month